Rates
First National Bank & Trust Rates
Annual Percentage Yield as of 2/01/25
| Term & Minimum Deposit to open | Interest Rate | Annual Percentage Yield** |
|---|---|---|
| 182 Day CD (1,000.00) | 3.96 | 4.00 |
| 9 Month CD ($1,000.00) | 3.70 | 3.75 |
| 1 Year CD (1,000.00) | 3.455 | 3.50 |
| 18 Month CD (1,000.00) | 2.97 | 3.00 |
| 2 Year CD (1,000.00) | 2.72 |
2.75 |
| 3 Year CD (1,000.00) | .35 | .35 |
| 4 Year CD (1,000.00) | .45 | .45 |
| 5 Year CD (1,000.00) | .60 | .60 |
| FNB MMA (50.00) daily balances up to $25,000 | .05 | .05 |
| FNB MMA (50.00) daily balances $25,000 and above | .05 | .05 |
| FNB NOW (50.00) | .05 | .05 |
| Statement Savings (50.00) | .05 | .05 |
| Christmas Club | .10 | .10 |
Advertised rates are subject to change at the bank's discretion.
A penalty may be imposed for withdrawals prior to maturity on CDs..
Fees may reduce earnings.
All Certificate of Deposits are eligible for IRA investments
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